October 2010


Implementing the Dodd-Frank Act
Security and Exchange Commission
According to the Dodd-Frank Act, the stated aim of the legislation is to "promote the financial stability of the United States by improving accountability and stability in the financial system..." 


We'll keep you informed of changes in the regulation process, and click here to read the most recent accomplishments as reported by the SEC.




Conferences and Presentations: APA, MNGFOA, IREA and Macintosh, MN 


Ehlers SealFall is a busy time with conferences, and Ehlers had the pleasure of presenting at three Minnesota conferences and for a group of northwest economic developers.


To see more details about each conference, as well as the corresponding presentation, click here.



Top 10 Tips to Increase Productivity When Working at Home

 Written by Jeremy Ulmer at Sales Coaching Habits 


Home Office

Is it hard for you to focus when you're working from home? Here are the Top 10 Tips to ensure you make the most of your workday.


Change is in the air as fall arrives. And speaking of changes, there are some big changes occurring as the federal government passed legislation that affects how financial advisory services like Ehlers provides services to you and your community.


Rest assured that at Ehlers, we have been and continue to act in a fiduciary responsibility to all of our clients, because we've always been independent financial advisors.


As clients of Ehlers, you will be receiving a letter from us within the next week to further explain some of the changes we know about in the near future. We'll also be posting a copy of the letter on our website.


We're at the beginning stages of a lengthy rule-changing process. Ehlers will bring you updates as we keep actively involved with the regulations and how it will impact the industry, like the SEC approving new amendments to Rule 15c2-12, dealing with disclosures . The Ehlers Team is committed to serving you and your community's best interests. That will never change.


Steve Apfelbacher

Steve Apfelbacher

President and CEO




Place Your Bets: Concepts to Consider and Questions to Ask Before You 

Refinance/Refund Your Bonds

by Mark Ruff, Financial Advisor


jon northHave you ever watched someone place their bets on the roulette table and wonder how they know whether to move forward with their bet or hold on? Do you feel the same way when you consider, "If I wait for a year, how much higher could rates be and still save the same amount of money?"


Click here to continue reading.



It's That Rate-Setting Time of Year 

by Jessica Cook, Financial Advisor


Jessica Cook

When others are thinking of holiday cheer,

Cities set rates for the following year.

Staff look at sewer and water and storm,

To answer the question that's always the norm:

"What are other cities charging?"


Click here to continue reading.


New Brighton Utilizing New Legislation For Rental Housing Project In The Northwest Quadrant 

by Jeanne Vogt, Financial Analyst & Dave Callister, Financial Advisor


Jeanne VogtDave CallisterOver the past year, the City of New Brighton and Ehlers public finance representatives have been meeting with developers about potential development opportunities in the City's 100 acre redevelopment area known as the Northwest Quadrant. 



In May and June, City officials met with a half-dozen developers and toured several sites around the metro area. 


Stuart Development Company emerged as the firm with the most experience and most reasonable financial assumptions for a new development. In mid-July the company presented a proposal for a 120 unit, market rate apartment building known as Waters Edge.

Click here to continue reading.





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Ehlers & Associates | 3060 Centre Pointe Drive | Roseville | MN | 55113