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Joel Sutter
I love working with school districts of all types and sizes to understand their unique challenges and opportunities, and collaborating with them to design and implement customized solutions that will improve the services they provide.

Joel Sutter

Senior Municipal Advisor
Joel Sutter

Joel is a Senior Municipal Advisor on Ehlers’ Education Finance Team serving school districts in Minnesota, Colorado, Illinois and Wisconsin. Prior to joining Ehlers more than 20 years ago, he was the Business Manager for Rosemount-Apple Valley-Eagan School District for nine years, as well as a research analyst for the Minnesota Department of Education and Minnesota Senate. Joel’s clients rely on his expertise in structuring large and more complex education financing plans.

In his spare time, Joel enjoys reading, hiking, biking and spending time with his family, including two young grandsons.

Areas of Expertise

Debt Issuance & Management

  • Alternative Financing Options
  • Property Tax Impact Analysis
  • Voter-Approved Building Bonds
  • Maximum Effort Capital Loans
  • Facilities Maintenance Bonds
  • Capital Facilities Bonds
  • Cash Flow Borrowing
  • Refundings
  • Lease Purchases and Certificates of Participation
  • Abatement Bonds


  • Bond Referendum Planning and Support
  • Operating Referendum Planning and Support
  • Capital Projects Levy Assistance
  • Truth in Taxation Hearing Presentations
  • TIF and Abatement Analysis
  • Assistance with Legislative Initiatives
  • Lease Levy Approval
  • Long-Term Financial Planning and Capital Improvement Planning
  • School Finance

Licenses & Certifications

Series 50 License: Municipal Advisor Representative

Professional Affiliations & Memberships

Minnesota Association of School Business Officials
Minnesota Association of School Administrators
Minnesota School Boards Association


Bachelor of Arts – Economics (magna cum laude), Carleton College, Northfield
Master of Arts – Public Affairs, Humphrey School of Public Affairs – University of Minnesota, Minneapolis